Author: Insights

The Decline of Childhood: Gen Alpha and the danger to America from overexposure to technology

The ascension of Donald Trump to the presidency for a second time again underscores the stark realities of an American society increasingly dominated by unchecked technology and social media. His reelection serves as an unflinching symbol of the fracturing social fabric. It is an environment in which the future of our youth, particularly Generation Alpha, is already being compromised by the overwhelming influence of digital devices and social media. The truth is inescapable: technology is decimating the most fundamental aspects of childhood, from the ability to engage in meaningful social interactions to the development of essential cognitive skills. In...

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Surveillance capitalism: Visa pushes a scheme of convenience for AI bots to shop with your credit card

The latest push by Visa to hand off your credit card to artificial intelligence isn’t innovation. It’s exploitation. Under the banner of “convenience,” the company has partnered with several major AI firms to allow so-called “agents,” not real people, to make purchases on your behalf. This is not voice-to-text. This is not a calendar reminder. This is generative AI given open access to consumer credit with the authority to make purchases. This model is being sold to the public as a way to automate simple purchases like groceries, travel bookings, and holiday gifts. It is based on the flawed...

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Municipal Data Report: Inflation drives surge in Wisconsin municipal spending and taxes

Wisconsin cities and villages saw a sharp rise in spending in 2023, a trend fueled in part by sustained inflation and the rising cost of core services such as police, fire protection, and street maintenance. According to data released by the Wisconsin Policy Forum, the average operating spending per resident increased by 7.1% last year, climbing from $1,112 in 2022 to $1,192 in 2023. The spike in municipal spending reflects a nationwide struggle to manage post-pandemic inflation while maintaining essential services. Local governments across the state have been forced to adapt to surging costs for labor, equipment, and fuel,...

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Municipal Data Report: Wisconsin’s fiscal trend shows income tax receipts have flattened

Even as income levels rise across Wisconsin, the revenue generated from those gains is not keeping pace. That’s the message embedded in municipal data released by the Wisconsin Policy Forum, which reveals a growing gap between what residents earn and what they pay in state income taxes. In 2023, the total adjusted gross income (AGI) reported by residents of Wisconsin cities and villages rose by 3.3%, topping $168 billion. This continues a trend of strong income growth over the last three years, following increases of 6.2% in 2021 and 8.0% in 2022. Yet the amount of individual income tax...

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Municipal Data Report: Why debt restraints are reshaping fiscal landscapes across Wisconsin

Wisconsin municipalities are holding the line on borrowing, even as rising property values expand their capacity to take on more debt. Data from the Wisconsin Policy Forum’s 2025 MuniTool shows that general obligation (G.O.) debt across all cities and villages grew just 2.9% in 2023, the smallest annual increase in the past decade. That modest rise pushed total G.O. debt statewide to $8.8 billion, but most individual municipalities did not contribute to the increase. In fact, only 33.7% of cities and villages reported taking on more debt last year, while the majority held steady or reduced their liabilities. The...

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George R.R. Martin admits he may never finish “The Winds of Winter” after making fans wait 13 years

For fans of George R.R. Martin’s “A Song of Ice and Fire,” the phrase “Winter is Coming” has transformed into an ironic mantra for an endless wait. After 13 years of anticipation for the sixth installment, “The Winds of Winter,” Martin has delivered an admission many fans dreaded: he does not know if he will ever finish the book. In a recent public interview, Martin finally acknowledged what critics and readers alike have long suspected. “Unfortunately, I am 13 years late [with book six],” Martin confessed. “Every time I say that, I think, ‘How could I be 13 years...

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